FNB Small Business Finance is proud to offer a wide spectrum of financing solutions tailored for the Professional Services sector. Our experienced lending team is committed to helping you find the lending solution that best fits your business objectives. We offer quarterly variable, 3-year fixed or 5-year fixed rates on all loan options – you choose the solution that best meets your needs. When you are ready to take the first step, reach out to FNB for our expert assistance with SBA loans.
Solutions
- Up to 100% financing
- Acquire, expand, or improve new or existing owner-occupied real estate
- Including up to ground up construction
- Partner Buyouts including partial buyouts.
- Practice acquisitions (may include seller financing)
- Can include working capital, new equipment, and other business needs
- Acquire, expand, or improve new or existing owner-occupied real estate
- Up to 90% Financing for Startups
- Includes leasehold improvements, equipment, furniture, inventory, working capital
Benefits
- Lower down payments
- Longer repayment terms – 10 to 25 years
- Helps you build and maintain cash flow
- One loan for many of your practice’s needs
- Flexible rate structures to help manage rate volatility
- Quarterly variable, 3- or 5-year fixed rates
- You choose your rate structure
- Quarterly variable, 3- or 5-year fixed rates
Ready to talk about financing? We recommend you reach out to your nearest FNB Small Business Finance Business Development Officer, who will schedule an initial call with you.
Pre-Application Checklist:
We’ll ask for a few documents on the initial call. To help you prepare, please reference the Pre-Application Checklist below:
- Estimated project costs
- Three years of tax returns, interim financial statements on existing business(es) including Income Statement, Balance Sheet, Debt Schedule (if applicable)
- Three years of personal tax returns – all owners 20%+
- Personal Financial Statement – all owners 20%+
