There are a multitude of reasons why CPAs may require SBA lending solutions – practice acquisitions, expansions, refinancing, rent replacement, and more. At FNB Small Business Finance, we partner with CPAs, to offer flexible SBA loans that meet their specific needs. By working as your strategic partner, we will understand your goals and develop a flexible lending solution that works for you.
Our experienced team will work closely with you to take the mystery out of the SBA loan process and make it as straightforward as possible. Longer terms and fixed rates bring stability to your practice and maximize your cash flow. Both five and ten-year fixed rate options are available for all CPAs.
Let’s achieve together!
Practice Start Up
- Up to 90% financing
- Real Estate, leasehold improvements, equipment, working capital
- 10 to 25-year loan term
Practice Acquisitions and Partner Buyouts
- Up to 95% financing (and sometimes more)
- 10-year loan term
- Can include goodwill, working capital and new equipment
Practice Expansions
- 95% financing (and sometimes more)
- Real estate purchase, adding additional locations in a leased building, improvements, equipment, working capital
- 10 to 25-year loan term
Practice Commercial Real Estate
- Up to 90% financing (and sometimes more)
- Can be combined with any of the financing options above
- Ground up construction and property improvements
- 25-year loan term
